The Kent Reliance Building Society – Independent Legal Advice Certificate, Next Day Appointment.

Garner & Hancock are specialist property lawyers with vast experience in advising clients on property transactions. We offer a speedy, professional service to get your transaction finalised with a Certificate of Independent Legal Advice.

Why do I need Independent Legal advice for my “The Family Building Society Mortgage”?

The Kent Reliance Building Society will require an Independent Legal advice certificate to be signed by a solicitor in the following circumstances:

• The legal owner is different from those taking on the responsibility for the mortgage.

• The money is lent to a company

• You are guarantor

• You are parents lending to your child/children

Such a step is usually time-sensitive and could jeopardise the transaction if not completed in a timely fashion. This is often the final piece of the jigsaw in a long and laborious process. Your own conveyancing solicitor will be unable to offer this service as the mortgage company requires another independent solicitor to advise on the transaction. This is where we come in.

We are there for when you might need another solicitor standing by to deal with the final part of the transaction. We have a fixed-fee advisory service and we do not require you to come to the office.

Free Legal Consultation

Garner & Hancock realise that the prospect of pursuing a legal matter can be challenging, so we offer an initial phone consultation to discuss your options, and to give you information that will help you make the right choices affecting your case.

What are the steps?

01

The first step is to send us the documents sent to you by your solicitor received from the The Kent Reliance Building Society.

02

We shall then check the documents and arrange a meeting with you.

03

You will need to produce your ID – Passport or driving licence, and utility bill or Council tax bill.

04

Once we have advised you, you will need to sign the: Certificate of understanding of liabilities and risks under the mortgage.

05

You will then need to send the certificate to us by recorded delivery and we shall then sign/endorse the certificate and send it to your nominated solicitors.

Please note your name should be the same on all documents if it is not it may delay matters.

We provide efficient service with the minimum of fuss!

How long does it take?

We can arrange the meeting within 24 hours.

What is the cost?

This includes a meeting, reviewing the documents seeking any clarification from the conducting solicitors and finally certifying the documents with a letter of comprehensive advice plus a £12 recorded delivery fee.

£450 + VAT

For any additional person, we need to advise (in joint lending/guarantors)

£50 + VAT

No Hidden Fees Guarantee. There are no sneaky charges this is a fixed-fee service. We also provide a service where we can come to your home or business within business hours.

Expert Advice, Crystal Clear
“Expert advice, crystal clear, incredibly responsive, really helpful – we waited several weeks for another law firm to help us and Garner and Hancock managed to do in 48 hours what they hadn’t been able to do in a month! Thanks so much to Vinay, Nancy, and the team.”

Andrew Chapman

I would recommend them to anyone
“I found them through a Google search, as I needed some very urgent legal advice on a new type of mortgage. Nancy was incredibly helpful in helping me with what I needed. As soon as the paperwork was released to them, I was booked in for an appointment that evening after work.”

Kady Edwards

How Can We Help?

Happy to help! Feel free to contact us at any time for a consultation on your legal matters.