Skipton – Independent legal advice certificate (Acknowledgement)

Garner & Hancock are a Skipton approved panel legal provider

Garner & Hancock are specialist property lawyers with a vast experience of advising clients on property transactions. We offer a speedy, professional service to get your transaction finalised with a Certificate of Independent Legal Advice. We can arrange a face to face meeting or by Zoom.

No need to come to the office to sign off your Skipton ILA certificate

Why do I need Independent Legal advice for my Skipton Mortgage?

Skipton Building Society will require an Independent Legal advice certificate to be signed by a solicitor in the following circumstances:

  • The legal owner is different to the those taking on the responsibility for the mortgage
  • The money is lent to a company
  • You are the guarantor
  • You are parents lending to your child/children

Such a step is usually time-sensitive and could jeopardise the transaction if not completed in a timely fashion. This is often the final piece of the jigsaw in a long and laborious process.  Your own conveyancing solicitor will be unable to offer this service as the mortgage company requires another independent solicitor to advise on the transaction.  This is where we come in.

We are there for when you might need another solicitor standing by to deal with the final part of the transaction. We have a fixed fee advisory service and we do not require you to come to the office.

Request for a Legal Consultation

Garner & Hancock realise that the prospect of pursuing a legal matter can be challenging, so we offer an initial phone consultation to discuss your options, and to give you information that will help you make the right choices affecting your case.

What are the steps?

You will receive the mortgage offer and mortgage deed from your solicitors. There should also be an Acknowledgement and a Certificate that we  will need to sign.

The solicitor will review the documents and arrange a video conference  by Zoom. You will need to produce ID before the videoconference (scanned and sent by email) and also at the time of the videoconference. The meeting will usually be recorded.

You will also be asked to sign the acknowledgement in front of the solicitor during the videoconference.

The solicitor during the videoconference (which will take between 30 and 40 minutes) will ask various questions about the transaction and the guarantors background and give legal advice. The solicitor will then confirm the advice in writing.

You will then need to pay the fees and send the original signed Acknowledgement by email and recorded/registered post to us.

Once this has been received by the solicitor, they will sign the acknowledgement confirming they have witnessed the signature remotely. There is a unique endorsement which is written on the Acknowledgement which confirms how the remote signing was undertaken.

The Acknowledgement and certificate will then be sent to Skipton by recorded delivery or to your nominated solicitor (who may wish to send this to Skipton themselves).

We provide efficient service with the minimum of fuss.

We provide efficient service with the minimum of fuss.

Once you have sent us the documents, we can usually do this within 1 business day.

How long does it take?

Once you have sent us the documents, we can usually do this within 1 business day.

What is the cost?

Skipton Independent Legal Advice certification.

This includes a meeting, reviewing the documents seeking any clarification from the conducting solicitors and finally certifying the documents with a letter of comprehensive advice plus £12 next day delivery charge for the certificate.

£400 + VAT

For any additional person, we need to advise (in joint lending/guarantors)

£100 + VAT

No Hidden Fees Guarantee. There are no sneaky charges this is a fixed fee service.

Expert Advice, Crystal Clear

“Expert advice, crystal clear, incredibly responsive, really helpful – we waited several weeks for another law firm to help us and Garner and Hancock managed to do in 48 hours what they hadn’t been able to do in a month! Thanks so much to Vinay, Nancy and the team.”

Andrew Chapman, May 2021
I would recommend them to anyone

“I found them through a Google search, as I needed some very urgent legal advice on a new type of mortgage. Nancy was incredibly helpful in helping me with what I needed. As soon as the paperwork was released to them, I was booked in for an appointment that evening after work.”

Kady Edwards, May 2021

Our Guarantee

We believe our business begins and ends with you and your needs, as our client. Therefore, we are committed to providing the best client care and advice which will give you confidence that your matter is handled with the utmost care.

How Can We Help You?

We’re here to assist you. Simply send us your query, and we’ll provide an initial consultation to anyone seeking legal assistance. Don’t hesitate to contact us anytime for help with your legal matters.