The Family Building Society – Independent Legal Advice

Garner & Hancock are specialist property lawyers with vast experience in advising clients on property transactions. We offer a speedy, professional service to get your transaction finalised with a Certificate of Independent Legal Advice. We can arrange a face-to-face meeting  or by Zoom

No need to come to the office to sign off your The Family Building Society ILA certificate

Why do I need Independent Legal advice for my “The Family Building Society Mortgage”?

The Family Building Society will require an Independent Legal advice certificates to be signed by a solicitor in the following circumstances:

  • The legal owner is different from those taking on the responsibility for the mortgage.
  • The money is lent to a company
  • You are guarantor
  • You are parents lending to your child/children

Such a step is usually time sensitive and could jeopardise the transaction if not completed in a timely fashion. This is often the final piece of the jigsaw in a long and laborious process.  Your own conveyancing solicitor will be unable to offer this service as the mortgage company requires another independent solicitor to advise on the transaction.  This is where we come in.

We are there for when you might need another solicitor standing by to deal with the final part of the transaction. We have a fixed-fee advisory service and we do not require you to come to the office.

Request for a Legal Consultation

Garner & Hancock realise that the prospect of pursuing a legal matter can be challenging, so we offer an initial phone consultation to discuss your options, and to give you information that will help you make the right choices affecting your case.

What are the steps?

  1. The first step is to send us the documents sent to you by your solicitor received from the The Family Building Society.
  2. We shall then check the documents and arrange a Zoom meeting
  3. You will need to produce your ID – Passport or driving licence, and utility bill or Council tax bill.
  4. Once we have advised you. you will need to sign the: Certificate of understanding of liabilities and risks under the mortgage
  5. You will then need to send the certificate to us by recorded delivery and we shall then sign/endorse the certificate and send it to your nominated solicitors.
Please note your name should be the same on all documents if it is not it may delay matters.

We provide efficient service with the minimum of fuss.

How long does it take?

We can arrange the meeting within 24 hours. You must send us the signed document and we shall then endorse the document.

What is the cost?

The Family Building Society Independent Legal Advice certification.

This includes a meeting, reviewing the documents seeking any clarification from the conducting solicitors and finally certifying the documents with a letter of comprehensive advice plus a £12 recorded delivery fee.

£350 + VAT

For any additional person, we need to advise (in joint lending/guarantors)

£50 + VAT

No Hidden Fees Guarantee. There are no sneaky charges this is a fixed fee service.
We also provide a service where we can come to your home or business within business hours

Expert Advice, Crystal Clear

“Expert advice, crystal clear, incredibly responsive, really helpful – we waited several weeks for another law firm to help us and Garner and Hancock managed to do in 48 hours what they hadn’t been able to do in a month! Thanks so much to Vinay, Nancy, and the team.”

Andrew Chapman, May 2021
I would recommend them to anyone

“I found them through a Google search, as I needed some very urgent legal advice on a new type of mortgage. Nancy was incredibly helpful in helping me with what I needed. As soon as the paperwork was released to them, I was booked in for an appointment that evening after work.”

Kady Edwards, May 2021

Our Guarantee

We believe our business begins and ends with you and your needs, as our client. Therefore, we are committed to providing the best client care and advice which will give you confidence that your matter is handled with the utmost care.

How Can We Help You?

We’re here to assist you. Simply send us your query, and we’ll provide an initial consultation to anyone seeking legal assistance. Don’t hesitate to contact us anytime for help with your legal matters.