We offer remote legal advice to our new and valued clients and third parties. We can work via Facetime, Whatsapp, Skype and Zoom. Please call 0208 232 9560 or complete a contact form to arrange service.

The Mortgage Works – Independent legal advice certificate

Garner & Hancock are specialist property lawyers with a vast experience of advising clients on property transactions. We offer a speedy, professional service to get your transaction finalised with a Certificate of Independent Legal Advice. We can arrange a face to face meeting at very short notice.

“No need to come to the office – this is a same day service”

Why do I need Independent Legal advice for my The Mortgage Mortgage Works mortgage?

The Mortgage Works will require an Independent Legal advice certificates to be signed by a solicitor in the following circumstances:

  1. The legal owner is different to the those taking on the responsibility fo the mortgage.
  2. The money is lent to a company
  3. You are guarantor
  4. You are parents lending to you child/children

Such a step is  usually time sensitive and could jeopardise the transaction if not completed in a timely fashion. This is often the final piece of the jigsaw in a long and laborious process.  Your own conveyancing solicitor will be unable to offer this service as the mortgage company requires another independent solicitor to advise on the transaction.  This is where we come in.

We are there for when you might need another solicitor standing by to deal with the final part of the transaction. We have a fixed fee advisory service.

What are the steps?

1. Send the Pack to us
The first step is to send us the pack received by The mortgage works to us by email at vtanna@garner-hancock.co.uk.

2. Arrange a Zoom Meeting with you
We will then arrange a Zoom meeting  and go through the documents and satisfy ourself that you understand the transaction and that there has been no pressure placed upon you to sign the forms.

3. Arrange a Zoom meeting with your witness
You will need to arrange a witness to witness the document and we shall need to ID this witness by Zoom. But it this can be one at at time to suit the witness.

We provide efficient service with the minimum of fuss.

How long does it take?

Once you receive the forms we can usually see that day or the next business day.  The Mortgage Works ILA certificate will be sent out usually the same day.

What is the cost?

The Mortgage Works Independent Legal Advice certification

This includes a meeting, reviewing the documents seeking any clarification from the conducting solicitors and finally certifying the documents with a letter of comprehensive advice plus £12 recorded delivery fee.

350.00 + VAT

Additional Person

For any additional person, we need to advise (in joint lending/guarantors)

£100.00 + VAT

Who should I contact?

For a quick turn around and response within 1 hour please call Garner & Hancock Solicitors 020 3960 5145 and ask for Mr Vinay Tanna or complete the form below.

We also provide a service where we can come to your home or business within business hours.

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