Garner Hancock is an HSBC approved panel legal provider
Garner & Hancock are specialist property lawyers with a vast experience of advising clients on property transactions. We offer a speedy, professional service to get your transaction finalised with a Certificate of Independent Legal Advice. We can arrange a face to face meeting by Zoom.
We provide remote service – you do not need to come to the office
Why do I need Independent Legal advice for my HSBC Mortgage?
HSBC will require an Independent Legal advice certificate to be signed by a solicitor in the following circumstances:
Such a step is usually time-sensitive and could jeopardize the transaction if not completed in a timely fashion. This is often the final piece of the jigsaw in a long and laborious process. Your conveyancing solicitor will be unable to offer this service as the mortgage company requires another independent solicitor to advise on the transaction. This is where we come in.
We are there for when you might need another solicitor standing by to deal with the final part of the transaction. We have a fixed-fee advisory service and we do not require you to come to the office.
Why do I need Independent Legal advice for my HSBC Mortgage?
HSBC will require an Independent Legal advice certificate to be signed by a solicitor in the following circumstances:
Such a step is usually time-sensitive and could jeopardize the transaction if not completed in a timely fashion. This is often the final piece of the jigsaw in a long and laborious process. Your own conveyancing solicitor will be unable to offer this service as the mortgage company requires another independent solicitor to advise on the transaction. This is where we come in.
We are there for when you might need another solicitor standing by to deal with the final part of the transaction. We have a fixed fee advisory service and we do not require you to come to the office.
Request for a Legal Consultation
Garner & Hancock realise that the prospect of pursuing a legal matter can be challenging, so we offer an initial phone consultation to discuss your options, and to give you information that will help you make the right choices affecting your case.
What are the steps?
- Send the documents to Us
We will review it and arrange a video conference by Zoom on the same day. - We will review the documents and arrange a video conference either by Zoom on the same day.
You will need to produce ID and once the advice is given the certificate is send to HSBC by recorded delivery and to a copy to your solicitor. We shall write to you with confirmation of advice and a copy of the certificate. We provide efficient service with the minimum of fuss.
How long does it take?
Once you fill in our details on the initial form HSBC take about 2 weeks to provide this. We suggest you chase your broker if it takes longer. Once we receive the pack, we notify you immediately and usually arrange a video call on the same day. The HSBC ILA certificate will be sent out usually the same day.
What is the cost?
HSBC Independent Legal Advice Certification Fee
This includes a meeting, reviewing the documents seeking any clarification from the conducting solicitors and finally certifying the documents with a letter of comprehensive advice
£350 + VAT
For any additional person, we need to advise (in joint lending/guarantors)
£100 + VAT
No Hidden Fees Guarantee. There are no sneaky charges this is a fixed fee service.
We also provide a service where we can come to your home or business within business hours
Expert Advice, Crystal Clear
“Expert advice, crystal clear, incredibly responsive, really helpful – we waited several weeks for another law firm to help us and Garner and Hancock managed to do in 48 hours what they hadn’t been able to do in a month! Thanks so much to Vinay, Nancy and the team.”
Andrew Chapman, May 2021
I would recommend them to anyone
“I found them through a Google search, as I needed some very urgent legal advice on a new type of mortgage. Nancy was incredibly helpful in helping me with what I needed. As soon as the paperwork was released to them, I was booked in for an appointment that evening after work.”
Kady Edwards, May 2021
Our Guarantee
We believe our business begins and ends with you and your needs, as our client. Therefore, we are committed to providing the best client care and advice which will give you confidence that your matter is handled with the utmost care.
How Can We Help?
Happy to help! Feel free to contact us at any time for a consultation on your legal matters.
Our offices will be closed for the holiday season starting on Friday, December 20, 2024. We will resume normal business operations on Thursday, January 2, 2025. Our team will be unavailable to assist with inquiries or processes during this time.