“We provide remote service – you do not need to come to the office”
Garner Hancock are an First Direct approved panel legal provider
Garner & Hancock are specialist property lawyers with a vast experience of advising clients on property transactions. We offer a speedy, professional service to get your transaction finalised with a Certificate of Independent Legal Advice. We can arrange a face to face meeting or by Zoom.
Why do I need Independent Legal advice for my HSBC Mortgage?
First Direct will require an Independent Legal advice certificate to be signed by a solicitor in the following circumstances:
- The legal owner is different to the those taking on the responsibility fo the mortgage.
- The money is lent to a company
- You are guarantor
- You are parents lending to you child/children
Such a step is usually time sensitive and could jeopardise the transaction if not completed in a timely fashion. This is often the final piece of the jigsaw in a long and laborious process. Your own conveyancing solicitor will be unable to offer this service as the mortgage company requires another independent solicitor to advise on the transaction. This is where we come in.
We are there for when you might need another solicitor standing by to deal with the final part of the transaction. We have a fixed fee advisory service.
What are the steps?
1. Place our firm’s details
The first step is to place our firm’s details on the ILA Nomination form.
2. First Direct will send the pack to us
First Direct will then send us the pack by email or fax, – you will need to chase this.
3. Review pack and arrange a video conference either by Zoom
You will need to produce ID and once the advice is given the certificate is send to First Direct to a dedicated email address provided by First Direct. We will also send this to your solicitors. We shall write to you with confirmation of advice and a copy of the certificate. We provide efficient service with the minimum of fuss.
How long does it take?
Once you fill in our details on the initial form First Direct take about 1-2 weeks to provide this. We suggest you chase First Direct if it takes longer. Once we receive the pack we shall notify you immediately and usually arrange a video call on the same day. The First Direct ILA certificate will be sent out usually the same day.
What is the cost?
First Direct Independent Legal Advice certification.
This includes a meeting, reviewing the documents seeking any clarification from the conducting solicitors and finally certifying the documents with a letter of comprehensive advice
£350.00 + VAT
For any additional person, we need to advise (in joint lending/guarantors)
£150.00 + VAT
*No Hidden Fees Guarantee. There are no sneaky charges this is a fixed fee service.
Who should I contact?
For a quick turn around and response within 1 hour please call Garner & Hancock Solicitors 020 3960 5145 and ask for Mr Vinay Tanna or complete the form below.
We also provide a service where we can come to your home or business within business hours.