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If you’re a landlord looking to remortgage a property, grow your portfolio, or secure a new buy-to-let mortgage, you may have noticed that lenders are regularly changing their lending criteria. Over the past year, a number of buy-to-let lenders have updated their requirements, affordability assessments and application processes. The Mortgage Works is one of the…
When lenders require an Independent Legal Advice (ILA) certificate, timing becomes everything. Many clients only discover this requirement at the final stage of their mortgage or property transaction, often when deadlines are tight and delays could jeopardise the deal. At Garner & Hancock, we specialise in providing fast, clear and reliable ILA so you can…
The UK property market is shifting, and both buyers and sellers are having to navigate conditions that look very different from the boom‑and‑bust cycles of recent years. Prices are rising, but not evenly and understanding these regional differences is essential if you’re planning to buy, sell or invest in 2026. This guide breaks down the…
Written by: Kiran Walia On 15 August this year, I will have been qualified as a solicitor for 25 years. Saying that out loud feels both satisfying and faintly unreal, although these days I sometimes need to pause, adjust the screen or my glasses, and make sure I have actually read it properly. Lessons From…
At Garner & Hancock, we believe that great legal service is built on more than just expertise. It’s about empathy, clarity, and unwavering commitment. Our property team is proving over and over again why they’re among the best in the business. Led by the ever-dedicated Kiran Walia, the team has been receiving glowing praise from…
Are you thinking of purchasing a newly built property? Garner & Hancock Solicitors are thrilled to announce that we now provide specialised legal services for newbuild conveyancing. Newbuild purchases often come with fast-moving deadlines, detailed contracts, and unique legal challenges. Whether you’re buying off-plan or moving into a fully finished home, our team is here…
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