Residential Conveyancing Services
Garner & Hancock Property Solicitors are dedicated to both Residential and Business Conveyancing. We can advise on all aspects of property transfer and related mortgage arrangements.
Why Us
As a member of the Conveyancing Quality Scheme, we are here to ensure that your property deal runs as smoothly as possible.
The Importance of Conveyancing
Buying or selling a property is not to be taken lightly.
Property inspections help identify potential structural problems, but it does not show any adverse items that potentially affect the property and the land it is built on. This requires a thoroughness and attention to detail.
A Broader Range of Legal Support
We differ from standard Conveyancers. Because Property Transactions often bring with them many considerations you can rely on us to support you in many other related areas.
Alongside Conveyancing services, we provide a wider view, including Wealth Protection, Wills Probate & Trusts, Family Law and more for a considered approach to managing your most important assets, your family and your home, now and in the future.
Conveyancing Steps for buying and selling homes
Buying a Property
- Write to seller’s solicitors requesting a draft contract and title papers.
- Review and approve contract and title papers when received and raise any relevant queries with the seller’s solicitors.
- Request searches and review
- Review mortgage offer when received.
- Review searches when received and raise further queries if necessary.
- Prepare Report on Title and send to the client along with the contract and any relevant documents for signing in readiness for the exchange of contracts.
- Request deposit from the client unless there is a related sale
- Exchange Contracts.
- Send Draft Transfer for approval to the seller’s solicitors.
- Request Mortgage funds
- Draft and send completion statement to the buyer showing balance due to complete
purchase. - Transfer purchase money on day of completion.
- Pay Stamp Duty on completion.
- Register client’s title to the property and the mortgage in favour of the lender
Selling a Property
- Download seller’s title to the property at the Land Registry
- Prepare and send draft contract, property information forms and title papers to the buyer’s solicitors.
- If selling a leasehold property obtain an information pack from the Freeholder or Managing Agent for which they will charge a fee of between £100-£500 approximately.
- Forward queries received from the buyer’s solicitors to the seller for reply.
- Respond to queries from the buyer’s solicitors
- Exchange contracts when all queries satisfied.
- Approve Transfer and send to seller for signature.
- Obtain redemption statement from seller’s lenders
- Draft and send completion statement to the seller showing the proceeds of sale due after deductions to the seller.
- Complete sale on receipt of purchase funds. Redeem seller’s mortgage and pay any remaining balance to the seller.
- Send signed Transfer and any relevant documents to the buyer’s solicitors
If you would like some help or advice, then please feel free to call to arrange a conversation on
0208 232 9560 or drop us a note using the form below and we can book you a call with a solicitor.
Frequently Asked Questions
Q. What will you do to buy my house?
A. This will check if there are any Conveyancing Disbursements such as road building proposals, planning permissions, charges on the property, outstanding notices, public or private drains, Compulsory Purchase Orders and Railway Construction Proposals.
Q. What will you do to sell my house?
A. This will check if there are any Conveyancing Disbursements such as road building proposals, planning permissions, charges on the property, outstanding notices, public or private drains, Compulsory Purchase Orders and Railway Construction Proposals.
Q. What will you do when you receive the draft contracts?
A. After receiving your Draft Contract, we will edit it to include different details in the transactions. These details may include fixtures, contents, and fittings. Additionally, we will also inform you of the additional costs such as land registry fees, leasehold notice fees, and similar obligatory expenditure.
Q. What happens after Exchange of contracts?
A. For buying properties, exchange of contracts usually finishes within 6-8 weeks of receipt of the contract pack. Once this process is complete, we will approve the form of Transfer and send it to the seller for signature. For selling properties, once this process is complete, we create Draft Transfer or other purchase Deed. Then prepare and obtain the signatures to Mortgage Deed.
Q. What disbursements will you charge me?
A. There are different types of disbursements charged to our clients. We have provided a list of these disbursements below for further reference.
Q. What is the stamp duty at the moment?
A. The complete breakdown of the current stamp duty is provided in the charts below.
