Garner & Hancock, Property Law




Things to look out for in remortgaging your property.

  1. All remortgages mean paying off the original mortgage (even if it is with the same provider) and raising a new mortgage on the property.
  2. The title deeds will change as your new new mortgage company will be inserted into the register
  3. The process is the same as buying a house. The only difference is that there is no exchange of contract.
  4. When remortgaging as couples both need to sign the documents and confirm to the solicitor where the money will go. If a dispute arises than the conveyancer will have to stop acting.
  5. Remortgages often take between 2-4 weeks subject to the mortgage monies being ready. However, it could take longer to register the charge.
  6. As we are on the Panel of most lenders we can act for you and the mortgage company. We effectively have two hats. We act to protect the mortgage companies interest by securing the charge and redeeming the original charge and act for you that the you continue to be owner and release any monies to you


If you need any assistance call our property department and speak to Brenda Zoller or Nancy Hibbert

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If you would like some help or advice, then please feel free to call to arrange a conversation on 0208 232 9560, or drop us a note using the form below and we can book you a call with a solicitor.

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Our Fees are Fully Inclusive

  • No extra sum to pay off a current mortgage;
  • No fees for dealing with your new mortgage;
  • No disbursement fees which are not paid out
  • No "petty sneaky incidentals" added to the bill
  • No extra fee for professional indemnity;

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  • No faxes, postage and internet charges
  • No charge for receiving money
  • No charges for enquiries from the Land Registry
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  • No charges for holding the file

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If you would like some help or advice, then please feel free drop us a note using the form below and we can book you a call with a solicitor.


One Person deal with. You will know the individual solicitor dealing with your matter so that you do you won't speak to someone different every time you call.

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“CQS improves efficiency with common, consistent standards and service levels and enables consumers to recognise practices that provide a quality residential conveyancing service.