Our Solicitors specialise in buy-to-let mortgage transactions

Buy To Let Lenders Panels

Our conveyancing department is on the Buy to Let lender’s panels which remove the additional costs of having a separate solicitor act for the lending institution.

Buy to let lenders are not often considered mainstream providers, and specialist knowledge is needed to meet their requirements. We are members of most panels that undertake Buy to Let mortgages.

What services do we offer?

  • Buy-to-let investment purchases tailored to the property investor, whether first-time or professional and seasoned investors. We have acted for large development companies and individuals going into buy-to-let property investment for the first time.
  • Auction sales and purchases
  • Buy-to-let mortgages and remortgages
  • Advice on buy-to-let property ownership involving more than one person and declarations of trust
  • Equity release, including reversion schemes
  • Tenancy agreements

Request for a Legal Consultation

Garner & Hancock realise that the prospect of pursuing a legal matter can be challenging, so we offer an initial phone consultation to discuss your options, and to give you information that will help you make the right choices affecting your case.

Call Us Now: 020 8232 9560

Why go to Garner & Hancock?

Our specialist conveyancers are on a number of buy-to-let lenders’ panels, which means we can deliver a faster and more cost-efficient service. We are a member of the Conveyancing Association; we follow the code of practice of the Association of International Property Professionals. In addition, we are CQS accredited and soon to be Lexcel accredited.

How much does it cost?

Our fees are competitively priced, and the cost is no more than that of ordinary conveyancing. Discounts are available for repeat business.

Other services on our website that may be of interest include:

  • Residential letting and management of buy-to-let properties
  • Wealth management. We have a close connection to professionals who can help with looking at your whole portfolio
  • Wills
  • Commercial property
  • Foreign property
  • Tax – Stamp Duty, CGT and Inheritance Tax
  • Tax Avoidance schemes and the merits of such schemes
  • Non-Dom Status and buying investment properties

What is the current tax position?

As of April 2017, mortgage interest relief has been gradually reduced from 45% to the basic rate of tax for second homeowners, along with buy-to-let landlords.

However, this change does not affect limited companies, which can still offset 100% of their mortgage payments. Furthermore, no income tax is payable on retained profit, meaning more money is available to reinvest. Although corporation tax is payable, this is still lower than the higher rate of income tax payable by an individual. It currently sits at 19%, and will be reduced to 18% in 2018 and 17% in 2019.

We can give you quick free advice just complete the form below or call us on the number above

Our Guarantee

At Garner & Hancock, we believe our business begins and ends with you. We are committed to providing the best client care and advice, giving you confidence that your new build purchase is handled with the utmost care.

How Can We Help? Your free, no‑obligation consultation here.
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