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Garner & Hancock – Property Update Spring 2021

How much does each property deal add to the economy?

Quick and painless is not something associated with buying or selling a home. Spending more time at home over the last year, due to the pandemic, has shown us how much we value and utilise our homes. As an industry, property is important to the treasury, as each home move adds £38,000 to our GDP and the industry employs about half a million people and benefits millions more indirectly.

True costs of your property deal falling through

During the pandemic, the government has used the sector to prop up the economy, with a stamp duty holiday which is set to last until June. As well as a government guarantee that means first time buyers will have a wider choice of mortgages that only require 5% deposit. Even with these changes, buying a house in England is still financially and emotionally difficult. It takes around 22 weeks from point of offer to completion of sale. Almost a third of agreed sales fail to reach exchange or completion, costing each buyer an average of almost £3,000 in lost fees. Already this year more than 56,500 sales agreed in January and February have fallen through, and it is estimated that by the end of the year 300,000 sales will have collapsed for various reasons.

The Property Clog

However, does buying a house really need to be this difficult, according to some experts it doesn’t. Currently there are 600,000 sales stuck in the system and Chairwoman of the Home Buying and Selling group believes “we have the solutions” and that “the 22-week analogue process can easily be squeezed into a two to three-week digital process”. In support of this the times has recently launched a new campaign Get Britain Moving: Speed up. Streamline. Save Money’.

Ways to reduce uncertainty in the property market

Which was created with two main aims, the first to introduce reservation agreements. Reservation agreements operate successfully in other countries as well as the new-build sector. They make offers legally binding for a certain timer period which aims to reduce some uncertainty for buyers. The second aim is to have greater transparency through the whole process. This will be done digitally, to create a faster and more secure way to buy property.

Currently buying a home is emotionally and financially draining. With the support supplied by the government, advancement in technology and campaigns like ‘Get Britain Moving: Speed up. Streamline. Save Money’; we might potentially be on the verge of changes in this process. Hopefully making buying a home as quick and painless as possible

Garner & Hancock will make the process of buying and selling as painless as possible. With Kiran Walia, a seasoned property lawyer at the helm and James Harrison a robust property professional at your side, you will be in good hands.


Vinay Tanna

Garner & Hancock 2021



Client completed Property Purchase July 2020 and feedback as follows:
“My experience with a property purchase in Lincolnshire went well with the Garner and Hancock team. Despite issues arising that needed to be addressed, these were effectively negotiated with the sellers side, all satisfactorily. The service provided in this exchange/completion contract was careful and timely. I would easily recommend Garner and Hancock in conveyancing for a home purchase. Thank you.”

Mr D Houghton
Mr Gurdev Singh Mann Head of Property

“I had a very pleasant experience with Garner & Hancock Solicitors. GH team were professional and very responsive by keeping me informed throughout the process, even during the coronavirus pandemic. I will recommend them to my friends and family”

Ms R. Chen
Mr Gurdev Singh Mann Head of Property

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Our Property Law Solicitors

Property Solicitor

Mr. James Harrison

Consultant- Property Department

0208 232 9560

Property Solicitor

Mrs. Komal Soni

Licensed Conveyancer

020 3962 0319

Ms. Sophie Winter

Trainee Solicitor


Property Advice

Tenancy Deposit Schemes – What you need to know

I am a litigation paralegal at Garner and Hancock LLP and specialise in residential possession cases.


Garner & Hancock awarded the excellence mark in Conveyancing

“CQS improves efficiency with common, consistent standards and service levels and enables consumers to recognise practices that provide a quality residential conveyancing service.


Stamp Duty Holiday – What you need to know

Chancellor of the Exchequer, Rishi Sunak announced on 8th July 2020 changes to the threshold at which homebuyers in England and Northern Ireland are required to pay Stamp Duty Land Tax (SDLT). It is hoped that the temporary cut will boost the Country’s housing market and stimulate economic recovery after the impact of Coronavirus. What…