We are open for business - during this crisis, we offer remote legal advice to our new and valued clients and third parties. We can work via Facetime, Whatsapp, Skype and Zoom. Please call 0208 232 9560 or complete a contact form to arrange service.

HSBC Independent legal Advice Certificate

Providing Independent Legal Advice and certificates to ensure that our clients are entirely aware of the consequences of signing documents. No need to come to the office to sign off your HSBC ILA certificate.

“We provide remote video service for those in a hurry. Book today, below.”

Garner Hancock are an HSBC approved panel legal provider

Garner & Hancock are specialist property lawyers with a vast experience of advising clients on property transactions. We offer a speedy, professional service to get your transaction finalised with a Certificate of Independent Legal Advice. We can arrange a face to face meeting by Zoom.

Why do I need Independent Legal advice for my HSBC Mortgage?

HSBC will require an Independent Legal advice certificate to be signed by a solicitor in the following circumstances:

  1. The legal owner is different to the those taking on the responsibility fo the mortgage.
  2. The money is lent to a company
  3. You are guarantor
  4. You are parents lending to you child/children

Such a step is usually time-sensitive and could jeopardise the transaction if not completed in a timely fashion. This is often the final piece of the jigsaw in a long and laborious process. Your own conveyancing solicitor will be unable to offer this service as the mortgage company requires another independent solicitor to advise on the transaction. This is where we come in.

We are there for when you might need another solicitor standing by to deal with the final part of the transaction. We have a fixed fee advisory service and we do not require you to come to the office.

What are the steps?

1. Send the documents to Us
We will review it and arrange a video conference either by Zoom on the same day.

2. We will review the documents and arrange a video conference either by Zoom on the same day.
You will need to produce ID and once the advice is given the certificate is send to HSBC by recorded delivery and to a copy to your solicitor. We shall write to you with confirmation of advice and a copy of the certificate. We provide efficient service with the minimum of fuss.

How long does it take?

Once you fill in our details on the initial form HSBC take about 2 weeks to provide this. We suggest you chase your broker if it takes longer. Once we receive the pack we shall notify you immediately and usually arrange a video call on the same day. The HSBC ILA certificate will be sent out usually the same day.

What is the cost?

HSBC Independent Legal Advice certification Fee

This includes a meeting, reviewing the documents seeking any clarification from the conducting solicitors and finally certifying the documents with a letter of comprehensive advice

£350.00 + VAT

Additional Person

For any additional person, we need to advise (in joint lending/guarantors)

£150.00 + VAT

Who should I contact?

For a quick turn around and response within 1 hour please call Garner & Hancock Solicitors 020 3960 5145 and ask for Mr Vinay Tanna or complete the form below.

We also provide a service where we can come to your home or business within business hours.

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Free advice and Q & A from your armchair - upcoming and recorded webinars

  • Commercial Leases - Getting Out of Them or Renegotiating Them
  • Buying or Selling a Property During This Time – Are You Serious?
  • Landlord and Tenant – Landlords Right During Lockdown

followed by Q&A with our solicitor panel

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